The request body is of type MultiCriteriaSearchModel.

Overview

MultiCriteriaSearchModel The MultiCriteriaSearchModel is the principal Schema model used in the pricing call accessCriteria : AccessCriteria Fields that pertain to the user you are pricing, used to price a loan on behalf of another loan office. accessPortal : string internal only companyIds : Array[ObjectId] Pass an array of company IDs to search on those lenders only. Required field. internal only counter : integer internal only date : string The current date. internal only machineIdentifier : integer internal only processIdentifier : integer internal only time : integer internal only timeSecond : integer internal only timestamp : integer internal only dataLog : boolean Select True to log search data. Default value is False. internal only fieldsToRemove : Array[string] An array of fields to remove from the search results. internal only id : ObjectId Metadata for the AccessCriteria object is stored within the id field. internal only counter : integer internal only date : string The current date. internal only machineIdentifier : integer internal only processIdentifier : integer internal only time : integer internal only timeSecond : integer internal only timestamp : integer internal only marketPlaceSearch : boolean Set this value to True if you want to simulate a "marketplace" for the broker search. Default value is False. overrideNode : integer internal only userContext : UserContext groupType : string groups : Array[GroupOverride] externalId : string nmlsId : string id : ObjectId overrided : boolean userEmail : string userId : ObjectId username : string adjustmentDate : string brokerCriteria : BrokerCriteria Fields relevant to the broker searching for a loan. adjCodeToExclude : Array[string] adjNameToExclude : Array[string] adjustments : Array[Adj] An array of adjustments to apply to the loan cost. Adjustments are flat fees that are similar to closing costs, but simpler in terms of calculation. Adjustment data is stored in the Adj object. For more information, see Adjustments and Closing Costs. adj : number The adjustment number. adjGroupCode : string adjType : string The adjustment type. attributes : Array[AdjAttribute] key : string value : string code : string compPlan : number The comp plan. Same value as in the criteria.compPlan field. disqualified : boolean forceAdjToHoldback : boolean includeInInterpolationComp : boolean key : string Adjustment key. llpa : number margin : number msr : number pmiTypes : Array[string] productCodes : Array[string] qualifiedSpecialOptionFromAdj : Array[SpecialMortgageOption] category : string The category of the special mortgage option. description : string Description of the mortgage option. dynamicProperties : object enabled : boolean Set to True if enabled. id : ObjectId The mortgage option ID, used for reference.  name : string Name of the special mortgage option. qualifiedSpecialOptionFromAdjFilter : Array[SpecialMortgageOption] referenceId : string The reference ID for the adjustment. tags : Array[string] targetType : string triggerServicingGrouping : boolean type : string userGroupExternalId : string valueType : string ausIndicator : string aus indicator ausList : Array[string] An adjustment filter, passed as a list of values representing adjustments. This field is required. Enum values: None GUS MUW DU LP Example: ausList: ["None", "LP", "DU"] Note: Selecting MUW will cause disqualification because it is the disqualify adjustment for all conventional programs. The solution is either to remove MUW or, if you want to see the disqualified products, set showDisqualify to True.   businessSourceType : string The businessSourceType field is used for coding business sources to determine adjustments. The codes may represent a new customer, returning customer, veteran, and so on. The API provides up to 24 options, along with a N/A option, that the client can represent as they wish. Values: BST_NA("N/A", "N/A") BST_1("1", "1") BST_2("2", "2") BST_3("3", "3") BST_4("4", "4") BST_5("5", "5") BST_6("6", "6") BST_7("7", "7") BST_8("8", "8") BST_9("9", "9") BST_10("10", "10") BST_11("11", "11") BST_12("12", "12") BST_13("13", "13") BST_14("14", "14") BST_15("15", "15") BST_16("16", "16") BST_17("17", "17") BST_18("18", "18") BST_19("19", "19") BST_20("20", "20") BST_21("21", "21") BST_22("22", "22") BST_23("23", "23") BST_24("24", "24") Example: "businessSourceType": "BST_NA" Code is not applicable here. Returns all results. "businessSourceType: "BST_1" Codes the search as whatever the client represents under BST_1 (e.g. returning customer).    closingCostRange : RangeClosingCost Enter a range for the closing cost. This is use to return the result closest to par. See RangeClosingCost for more details.   closestToPar : boolean Set to "True" to return the rate closest to 0 (sometimes expressed as 100). This function considers the absolute value of the rate and returns either the positive or negative rate closest to 0.   Returns one result per product. Default is "False". Examples: If set to "True", results return something like the following: Rate -.500 Program Name 30/25 Yr Fixed Agency .625 30 Year - 26 Year   closestToTargetValue : number from : number The low end of the rate range. infinite : boolean Default is False. to : number The high end of the rate range. compPlan : number Add a comp plan to a rate that doesn't have it. Default is null. creationDate : string internal only dayLocks : integer Lock Day Period. Default is 30, meaning 30 days. If daysLocks is not given in the request payload, pricing results of 30 days lock are returned. Cannot pass multiple values for dayLocks as it is defined as an Integer. Pricing results are returned based on this value only, and not the array list "dayLocksList":[ ]. Note: an input of multiple values such as "dayLocks": [30,45] triggers a 400 Bad Request error: "error": "Bad Request", "message": "Could not read document: Cannot deserialize instance of int out of START_ARRAY token dayLocksList : Array[integer] internal only Not used for integration. displayConventionalRate : boolean Setting it to True displays the conventional rate. Default is False. This field might be deprecated. displayMultiple : integer Default is False. This field might be deprecated. divisionSourceType : string This field is client-specific. executionType : string feeServicer : FeeCompany This field is client-specific. This refers to a third party fee service that determines fees for the client. For more information, see Fee Company. companyName : string The name of the fee service company. encompassTitleVendor : EncompassTitleVendor Field containing the EncompassTitleVendor object. abaNumber : string accountNumber : string address : string address2 : string affiliatedVendor : boolean attorneyInfo : EncompassAttorneyInfo branch : string city : string companyName : string contactEmail : string contactName : string contactPhone : string fax : string isAffiliatedVendor : boolean isPrimary : boolean primary : boolean rank : integer state : string vendorId : string vendorName : string zip : string primary : boolean Setting this field to True marks the fee company as the primary fee company. Default is True. vendorName : string The name of the vendor. vendorType : string The vendor type.     feeServicerList : Array[FeeCompany] This field is client-specific. Contains an array of third party fee services that determine fees for the client.   For more information, see Fee Company.   companyName : string The name of the fee service company. encompassTitleVendor : EncompassTitleVendor Field containing the EncompassTitleVendor object. primary : boolean Setting this field to True marks the fee company as the primary fee company. Default is True. vendorName : string The name of the vendor. vendorType : string The vendor type.     id : ObjectId Object storing metadata for the BrokerCriteria model. leadSourceType : string The leadSourceType field is used for coding the source of the lead . This information can be used to make adjustments or for data collection. This field is similar to businessSourceType. Enum Values: WEB("Web") PHONE_INQUIRY("Phone Inquiry") REFERRAL("Referral") PORTFOLIO_RETENTION("Portfolio Retention") TRADE_SHOW("Trade Show") WORD_OF_MOUTH("Word of Mouth") PURCHASED_LIST("Purchased List") OTHER("Other") Example: "leadSourceType": "WEB" The source is from the internet. "leadSourceType: "REFERRAL" The source is a referral.     lockExtensionCostRate : number The cost to extend a lock on a loan, in percentage. Company specific. Examples: "lockExtensionCostRate": 1 lockGroup : string The name of the lock group. lockGroups : Array[string] maxCompensation : number The maximum broker compensation. maxCompensationScript : string minimunCompensation : number Minimum value for broker compensation. modifiedByOverride : string internal value overrideExistingComplan : boolean Setting this value to True allows the user to override the compPlan value. Default is False. overrideMinMonthlyPaymentAmount : number overrideMinMonthlyPaymentRate : number pointsFinancedDollarAmount : number priceBucketList : Array[DoubleRangeGeLe] List of Point pricing buckets (Range of double) from : number The minimum value for the range. to : number The maximum value for the range. pricingExceptionAmount : number This field is used to set a discount to be applied after the final cost of the loan + closing cost. The value represents a dollar amount.   Examples: "pricingException": 5000   Similar to exceptionRate.   pricingExceptionRate : number This field is used to set a discount to be applied after the final cost of the loan + closing cost. The value represents a percent amount, and is a percentage of the loan.   Examples: "pricingException": .10   Similar to exceptionAmount.   qmFilterLimit : integer qm filter limit Default is null   qmTreshold : Number qm threshold Default is null qmTypes : Array[string] rangeComplan : DoubleRangeGeLe This field sets the range for the compensation (comp plan) that a loan officer receives. Range values are stored in the fields to and from. Currently, the @class field must be populated.  Example: "rangeComplan: { "@class": "com.cre8techlabs.entity.range.DoubleRangeGeLe", "from": 500, "to": 2000 }   from : number The minimum value for the range. to : number The maximum value for the range. rateTypes : Array[string] rateTypes will return only the specified rate types if set. If left null, the search will return all rate types. Passing "All" will also return all rate types. The value passed depends on the "configuration" setup of your rate sheet.  Values: "All" "ForBroker" "ForCorresponding" "ForWholesale" "AsRetail" Example: If pricing is marked as "ForBroker" under configuration, pass: "rateTypes":["ForBroker"]   See Rate Types for more information.   resultPerBucket : integer Related to priceBucketList. scriptWeight : integer searchContext : object The search context, set in an object. Examples: "searchContext": {} sortStrategy : string This field contains the sort strategy used for sorting results. Default is "APR".   Values: Value Description "APR" Sorts by APR   Examples: "sortStrategy": "APR"   subRateTypes : Array[string] This field contains values for types of sub rates that can apply.   Values: Examples: "subRateTypes": ["", "", ""]   useExecutionType : boolean view : string internal only byPassCap : boolean closingCost : ClosingCost Fields used for adjustments. allowErnstQuote : boolean Appears in line result. This value is set to True if Ernst quote is allowed. closingCostGroup : Array[ClosingCostGroup] Contains an array of ClosingCostGroup objects with data for closing cost groups associated with the loan. aprRelated : boolean True if the closing cost is APR related.   closingCostItems : Array[ClosingCostItems] An array of ClosingCostItems objects containing closing cost item data. amount : number amountScript : string aprRelated : boolean automaticallyCalculated : boolean callForQuote : boolean convertedFromPercenetage : boolean ernstType : string escrowWaiver : boolean evalType : string id : ObjectId includeInQmCriteria : boolean itemType : string items : Array[ClosingCostItem] amount : number amountScript : string aprRelated : boolean automaticallyCalculated : boolean callForQuote : boolean convertedFromPercenetage : boolean ernstType : string escrowWaiver : boolean evalType : string id : ObjectId includeInQmCriteria : boolean itemType : string label : string name : string notes : Array[string] numberOfDaysForPrepaidInterest : integer numberOfPayments : integer percentPaidByBorrower : number percentageOfLoanAmount : number thirdPartyVendor : boolean totalBorrower : number totalBorrowerAprRelated : number totalBroker : number vendorName : string label : string name : string notes : Array[string] numberOfDaysForPrepaidInterest : integer numberOfPayments : integer percentPaidByBorrower : number percentageOfLoanAmount : number thirdPartyVendor : boolean totalBorrower : number totalBorrowerAprRelated : number totalBroker : number vendorName : string customFeeGroup : Array[string] A string array of custom fee groups. customTables : Array[ClosingCostCustomTable] An array of ClosingCostCustomTable objects storing custom closing cost tables. ausTypes : Array[string] columnItems : Array[ColumnCostItem] applyTax : boolean aprRelated : boolean asPercentage : boolean description : string id : ObjectId idx : integer includeInQmCriteria : boolean label : string enable : boolean id : ObjectId includeInSearch : boolean label : string loanAmountRange : Array[DoubleRangeLeGt] from : number null : boolean to : number loanPurposes : Array[string] loanTypes : Array[string] loanYears : Array[integer] mortgageTypes : Array[string] name : string propertyTypes : Array[string] propertyUses : Array[string] rawData : Array[HashMap] states : Array[string] tax : number termsInMonths : boolean values : Array[array] variableLoanTypes : Array[string] display : boolean Set fromErnstCost : boolean True if the closing cost group is from Ernst cost. groupType : string Specifies the group type of the closing cost group.   id : ObjectId The closing cost group ID, stored in the ObjectId object along with internal metadata. name : string The name of the closing cost group.     required : boolean True if this closing cost group is required in the closing cost calculation. total : number Total value of the closing cost group. directCustomFee : boolean settlementCost : SettlementCost Contains an array of SettlementCost objects with data on settlement costs associated with the loan. closingCostGroup : Array[ClosingCostGroup] closingCostGroup contains an array of ClosingCostGroup objects, each storing data on a closing cost group. origination : Origination Data on settlement cost origination, stored in the Origination object. administration : number administrationLabel : string lenderCredit : number lenderCreditLabel : string others : number othersLabel : string total : number underwriting : number underwritingLabel : string thirdPartyServices : ThirdPartyServices Data on third party services, stored in the ThirdPartyServices object. appraisal : number appraisalLabel : string creditReport : number creditReportLabel : string floodCertification : number floodCertificationLabel : string overnight : number overnightLabel : string recording : number recordingLabel : string taxService : number taxServiceLabel : string total : number titleService : TitleService Information on the title service of the settlement cost, stored in the TitleService object. total : number The settlement cost total amount. total : number Total closing cost value. Example: "total": 758 useClosingCost : boolean True if calculated closing cost will be used. useCompanyDefaultClosingCost : boolean True if company default closing cost will be used. useErnstCost : boolean True if Ernst cost will be used. companyId : string   criteria : BorrowerCriteria Fields relevant to loan borrowers. affinityCodes : Array[string]  An affinity code is an extra search criteria associated with products that can apply an additional adjustment . A common scenario use for is an employee code that will offer better pricing. affinityCodes is a field that accepts an array of affinity codes and returns results for which any of the affinity codes are applicable. Example: "affinityCode": "ABC" In this case, the 30 Year Conventional product has an adjustment when the affinity code is "ABC" that applies a -0.1 adjustment, or better pricing. An HLA/Loan Officer who knows the code can enter it in the search UI or API and receive a -0.1 adjustment applied to the pricing. affordableHousingType : Array[string] affordableHousingTypes : Array[string] alternateCreditScore : integer ami : number applicationTakenDate : string appraisalConditionAsIs : boolean appraisedValue : number For conventional programs, this value needs to be higher than $0.  For purchase, the lower between appraisedValue and purchasePrice is used (LTV logic). This field is required. assumption : boolean assumptionRate : number averageMedianCreditScore : integer balloon : boolean borrowerCompPlanAmount : number Specifies a numeric compensation plan (comp plan) value for the borrower. borrowerCompPlanPercent : number Specifies a compensation plan (comp plan) value for the borrower as a percentage. buyDown : string caseAssignementDate : string cashoutAmount : number cemaIndicator : boolean CEMA indicator. CEMA loans are an option open to New Yorkers to reduce the cost to refinance a mortgage. True if the borrower qualifies for a CEMA loan. Default is False. citizenshipType : string clientDti : number closedEnd : boolean closingDate : string cltv : number See cltv reference material. communitySecond : boolean compensationType : string This field determines the type of compensation a borrower receives. computeApr : boolean If set to True, the APR will be calculated. constructionDrawAmount : number creditQualify : boolean If the borrower's credit qualifies them for the loan, creditQualify is True. docType : string downPaymentAmount : number Sets the down payment amount. If not set, the value will be 0. downRate : number Sets the down rate amount. If left empty, the value is 0. drawAmount : number drawAmount is the draw amount if the client would like to price HELOC or Second Lien. dscr : number dti : number Debt-to-Income ratio. Set as a percentage. Example: "dti": 33   dutyToServe : boolean employeeLoan : string Contains the employee loan, if applicable. escrowWaiver : boolean This field corresponds to impound or not impound. Set to True if the client qualifies for an escrow waiver. Default is False. existingFirstLien : boolean ext : boolean fhaCaseNumber : string If the borrower qualifies for an FHA loan, fhaCaseNumber is the ten digit number assigned to the loan, stored as a string value. fhaEndorsementDate : string fhaLoanTypes : Array[string] fico : integer firstLienPaymentAmount : number firstTimeHomeBuyer : boolean fundingFeeFinanced : string This field is required only if pricing a VA loan. It does not have a default value. If no value is passed, no pricing is returned. This design is intentional. guranteeFeeFinanced : string This field is required only if pricing a USDA Rural loan and does not have a default value. If no value is passed, no pricing is returned. This design is intentional. hcltvDrawAmount : number The hcltv draw amount. hcltvLineAmount : number The hcltv line amount. helocCriteria : HelocCriteria applyLineAmount : boolean highBalanceCounty : boolean True if the property is in a high balance county. inclusive : boolean Set to True to include only the listed mortgage option. Default is False. incomeAmiRatio : number interestOnly : boolean isFirstLienSame : string This field is simply a boolean that will activate a credit adjustment, which needs to be configured in the following fields:   Example: This field is used if the client is doing a refinance and Lender Price was the original holder of the loan. Default is null. lenderFeeWaiver : boolean Set to True to waive the admin fee. Default value is False. lienPriorityType : string This field specifies the lien priority type. Values: "FirstLien" Default value is “FirstLien” if no value is entered. lineAmount : number lmiData : LmiData borLimit : number chaseAA : boolean commTract : string id : ObjectId lmiSubsidyId : string lmiTract : integer lmiType : string msa : string loanAmount : number The loan amount. A dollar value. Default if left blank is 0. loanDownPayment : number The down payment on the loan. A dollar value. Default if left blank is 0. loanPurpose : string The purpose of the loan. Values: "Purchase" "Refinance" "StreamLineRefinance" "CashoutRefinance" Note: This field is required only if doing a single search. loanType : string Specifies the type of loan. Values: "Fixed" "Variable" Default value is "Fixed". Note: This field is required only if doing a single search.     loanYear : integer The loan term, in years. Default value is 30. This field is required only if doing a single search. ltv : number The ltv value. monthlyDebt : number This value is required to calculate Debt-to-Income, stored in the dti field. monthlyIncome : number This value is required to calculate Debt-to-Income, stored in the dti field. monthlyReserve : number The monthly reserve. mortgageTypes : Array[string] The types of mortgages to search for. Use this value is performing a multisearch. Values: "UsdaRural" "VA" "Conventional" "BP"  "NonPrime" "HELOC" "NonAgency" Default value: "mortgageTypes": ["Conventional"] nonOccCoBorrower : boolean nonWarrantableProject : boolean normalHelocBehavior : boolean numberOfBorrower : integer numberOfCoBorrower : integer occupancyRate : number otherExpenses : number ownProperties : integer Number of borrower owned properties. paymentInterestType : string Sets the payment interest type. Values: "FullPITI" "InterestOnly" "InterestPlusFixedPrinciple"   payoffStatusIndicatorFirstLien : boolean payoffStatusIndicatorSecondLien : boolean percentageFeeCriteria : PercentageFeeCriteria fundingFeeFinancedType : string fundingFeeWaived : boolean pmiType : string Values: "None" "LPMI" "BPMI" priorSalesDate : string propertyUse : string Identifies the use for the property. Values: "PrimaryResidence" "SecondaryVacation" "Investment" Default value is "PrimaryResidence". propertyValuationType : string Determines the type of property valuation. Values: "HVE" "PIW" "ACE" "FMP" "Full_Appraisal" "Streamline"   purchasePrice : number Specifies the purchase price of the property. Default is 500000. rehabBudget : number Used to set the rehabilitation budget for the property. Default is 0. renovationCost : number renovationLoan : boolean rent : number rentalPropertyCashFlowAmount : number rural : boolean selfEmployed : boolean specialMortgageOptions : Array[SpecialMortgageOption] Filters the result by the listed special mortgage options in the array of SpecialMortgageOption objects. If there are no special mortgage options, set inclusive to False. Otherwise,  set inclusive to True. Examples:   "specialMortgageOptions":[], "inclusive": false "specialMortgageOptions":[{"id":null,"name":"CDCore","description":"CDCore","enabled":true,"category":"AFR"}], "inclusive":true "specialMortgageOptions":[{"id":null,"name":"SSLI","description":"SSLI","enabled":true,"category":"AFR"},{"id":null,"name":"CDCore","description":"CDCore","enabled":true,"category":"AFR"}], "inclusive":true studentLoanIndicator : boolean subordinateLoanAmount : number Specifies the subordinate loan amount. Default is 0. subordinateSubType : string ufmipFinanced : string   This field is mandatory only if pricing an FHA loan. There is no default value, meaning if no value is passed, no pricing is returned. This design is intentional. useCustomerTotalLoanAmount : boolean useSmoBackFilter : boolean vaLoanTypes : Array[string] vaUsageType : string Values: "First_Use" "Subsequent_Use" valueOfCollateral : number Sets the value of the collateral. Default is null. varaiableLoanTypes : Array[string] This field is required for Variable loan types. If the array is empty, Lender Price will search all possible types. Values: "_1_1" "_2_1" "_3_1" "_5_1" "_5_2" "_5_5" "_7_1" "_7_2" "_10_1" Default is empty. veteranType : string Determines the veteran status of the borrower. Leaving null indicates the borrower is not a veteran. Values: "Active_Or_Veteran" "Reserves_Or_National_Guard" Default is null. mortgageLimit : string Lender Price calculates this value automatically. Values: "Conforming" "HighBalance" "Jumbo" totalLoanAmountByMortgage : double The total amount by mortgage. date : string If the date is null, LP will auto-populate the current date. Values: null, 30/05/2000 12:30:00   disqualifyAsync : boolean disqualifyFullResult : boolean dynamicPropertiesMap : object The Dynamic Properties Map contains custom JSON from the client created in the Lender Price UI. This custom JSON is used to map the client's custom data to the Lender Price API.   Example: "dynamicPropertiesMap": { "Citizenship": { "fieldId": "Citizenship", "value": "US Citizen" } }   encounteredUserGroups : object externalCompensation : ExternalCompensation compPlanDollarRange : CreditDollarRange overrideComplan : number overrideComplanFlatFee : number fields : Array[string] filter : SearchFilter Filter results by product name or product code. getRateGridFilterReason : boolean ineligibleProduct : boolean priceIneligibleProduct : boolean productCode : Array[string] This field is used to filter results for specific product codes. The product code(s) entered must be an exact match with those in the data. This filter will return all programs that have any of the product codes associated with them. Example: "productCode": ["HomeReady"] programNames : Array[string] This field is used to filter results for specific program names. The program name(s) entered must be an exact match with those in the data. This filter will return only the programs passed in the array. Example: "programName": ["Fannie Mae 30 Year Fixed"] rateFilter : RateFilter condition : string filters : Array[RateFilterItem] op : string type : string value : string listAllRateProducts : boolean loanPurposeCriteria : Array[string] Identifies the purpose(s) of the loan and is a required field. Enum Values: "Purchase" "Refinance" "StreamLineRefinance" "CashoutRefinance" Default value is "Purchase". Examples: "loanPurposeCriteria": ["Purchase"] "loanPurposeCriteria": ["Purchase", "Refinance"]   Notes: Unlike the older loanPurpose field, loanPurposeCriteria allows a lender to classify a set of programs as strictly "StreamLineRefinance". Some lenders simply use "Refinance" instead. If the values for loanPurposeCriteria and loanPurpose are not the same, loanPurposeCriteria will take priority.   Errors: Throw error if all of the following conditions are met: the mortgage type is not “FHA or VA”. Loan amount > purchase price. Loan purpose IS NOT any of the refinances. Do not throw error if: Mortgage type is not “FHA or VA”, loan amount > purchase price, and loan purpose is any of the refinances Mortgage type is “FHA or VA” and loan amount > purchase price, regardless of loan purpose For more information, see Loan Purpose. loanTypeCriteria : Array[string] loanTypeCriteria is used to determine if you would like the result to be FIXED, ARM, or both. Default value is both values. If nothing is passed, the search will return all programs. Enum Values: "FIXED" "ARM" Example: "loanTypeCriteria": ["FIXED"] returns fixed programs, e.g. "30 year fix". "loanTypeCrtieria": ["FIXED", "ARM"] returns programs such as "30 year Fix + 30 year ARM".   See Loan Type for more information. maxListingPerRate : integer This field applies if you have multiple products at the same rate and want to limit the number of results for the base rate.  Example: 3.5% Conventional Rate 3.5% FNM Product 3.5% DU Product If you set maxListingPerRate to "2", only the top 2 products will be returned, in descending order of cost (lowest to highest). If this value is "-1" there is no limit on the number of products returned. Default value is "-1". miCriteria : MiCriteria Fields pertaining to basic information about the loan. amortizationType : string The amortization type. Enum values: FullyAmmortized OptionPayment InterestOnly PotentialNegativeAm Example: "amortizationType": "fullyAmortized", borrowerNonTraditionalCredit : boolean If the borrower has non-traditional credit, set to True. Default is False. borrowerSelfEmployed : boolean If the borrower is self-employed, set to True. Default is False. buyDownPercent : string If the borrower intends to buy-down, enter the rate. If the percent is zero, enter "None" or leave empty. Values: None_1_0_2_1_3_2_1 None 1 0 2 3 Example: "buyDownPercent": "None" buydownUpfrontAmount : number If the borrower intends to buy-down with an upfront amount, enter the fee amount. If the amount is zero, enter 0 or leave empty. Example: "buydownUpfrontAmount": 0 coBorrowerFicoScore : integer Enter the FICO score of the co-borrower, if there is one. coBorrowerNonTraditionalCredit : boolean If the co-borrower has non-traditional credit, set to True. Default is False. coBorrowerSelfEmployed : boolean If the co-borrower is self-employed, set to True. Default is False. companyToken : string duLpDecision : string The duLp decision. Select one of the enum values. Enum Values: DU_Approve_Eligible DU_Approve_Ineligible DU_OutOfScope DU_ReferWith_Caution DU_ReferWith_Caution_IV DU_Refer_Eligible DU_Refer_Ineligible LP_Accept_Eligible LP_Accept_Ineligible LP_Caution_AMinusEligible LP_Caution_Eligible LP_Caution_Ineligible initialPremiumAtClosing : string Enter the initial premium at closing, if there is one.   loanProgram : string Enter the loan program, or leave null. loanType : string Select the loan type. Enum Values: Fixed _1_1 _3_1 _3_3 _5_1 _7_1 _10_1 _15_1 Default is Fixed. miAmortizationType : string The amortization type. Same as the amortizationType field. Use the amortizationType field instead of this one. Enum Values: FullyAmmortized OptionPayment InterestOnly PotentialNegativeAm miCompanyId : string Company ID miCompanyName : string Company name miCoverage : number miCoverages : Array[number] miPremium : number miPremiumFinancedIndicator : boolean If the premium is financed, set to True. Default is False. miRateSource : string The rate source mode : string monthlyPlanRefundable : boolean If the monthly plan is refundable, set to True. Default is False. needCoBorrower : boolean If the loan requires a co-borrower, set to True. Default is False. numberOfDeferredPayments : integer The number of deferred payments allowed. Default is 0. originationChannel : string Origination channel of the loan. This field is optional. Enum values: Retail WholesaleRetail overrideDSCR : number overrideDTI : number paymentPlan : string The name of the payment plan. Enum values: EZMonthly SinglePremium None paymentType : string The type of loan payment, e.g. monthly, annual, or single. Enum values: Monthly Annually Single premiumRatePlanType : string The premium rate plan type. rateQuoteAllProductIndicator : boolean Default is False. rateQuoteProductComparisonIndicator : boolean Default is False. renewalType : string The renewal type. Enum values: Constant Amortizing Single singlePlanRefundable : boolean Default is False. useDefaultEstimatedMi : boolean varaiableLoanType : string The variable loan type, if applicable. Default is null. Values: _1_1_2_1_3_1_5_1_5_2_5_5_7_1_7_2_10_1 name : string ID or individual name provided by the bank. Used for tracking and display purposes only. Example: "name": "LLPA - Agency Programs"   onlyShowTargetPrice : boolean onlyShowTargetRate : boolean overrideCompPlanDate : string pricingOrigin : string internal value property : Property Fields pertaining to the property. address : Address The address of a specific property. censustract : string Property ID in the national census data. city : string City where the property is located. country : string Country where the property is located. county : string County where the property is located. This is used for countyFips. The best practice is to pass to alleviate issues when the same zip/state spans > 1 county (counties may have different loan limits).  Must pass state fips + county fips.  Example, 25017 for Middlesex County, MA; 36103 for Suffolk, NY.  countyFips : string CountyFips ID. Populate this field if you are concerned that the state and zip area spans more than one county, in which case the API will only return the first county in the list.  countyName : string Name of the county the property is located in. defaultZipFipsComboOnMismatch : boolean latitude : number Property latitude. longitude : number Property longitude. msa : string province : string The province where the property is located. state : string The state where the property is located. Note:  if only state and zip are passed, and the state and zip code area spans more than 1 county, the API will only return the first in the list.  To avoid confusion, pass the countyFips. stateFips : string This field is DEFUNCT. DO NOT USE. street : string The first line of the property street address. Example: 10 Rose Court streetCont : string The second line of the property street address. Example: Apt. C zip : string The property zip code. Note: if only state and zip are passed, and the state and zip code area spans more than 1 county, the API will only return the first in the list.  To avoid confusion, pass the countyFips. zipExt : string The four digit zip code area extension. The dash is not necessary. Example: 2435 Do not enter in this format: -2435   attachmentType : string A descriptor of a property's attachment type. Takes one of the values listed below. Enum Values: Attached Detached SemiDetached bathrooms : number The number of bathrooms in the property. Value is stored as a double to account for half bathrooms. Examples: 1 1.5 2 bedrooms : integer The number of bedrooms in the property.   constructions : Array[string] Accepts a string array. creationDate : string The date _ was created. facts : Array[string] Accepts a string array. features : Array[string] An array of features that the property contains. For example, to search for waterfront property with a wraparound porch, enter an array containing keywords of the features. Example: ["waterfront", "wraparound porch"] finishedSqFt : number The area of the property, in square feet. forSale : boolean Indicates whether the property is for sale. Default is for sale, or True. hoa : number Accepts a double value.  id : ObjectId ID of the Property object, stored as an ObjectID. images : object The property images, stored in a JSON object. jsonImages : Array[JsPropertyFieldFile] An array of JsPropertyFieldFile objects containing image data. fileType : string The file type, or file extension. Example: JPG PNG PDF TIFF filename : string The name of the file. key : string objectId : string The database ID for the image file, used to retrieve it from the database. lastSoldDate : string The last date on which this property was sold. This field works in tandem with forSale, and should be populated if forSale is False. Example: January 1, 2000   lastSoldPrice : number The price at which the property was last sold.  links : Array[string] Relevant links returned with each property. lotSizeAcre : number Property lot size in acres. lotSizeSqFt : number Property lot size in square feet. mls : string Accepts a string value. modifiedByOverride : string String that returns the date it was modified and who it was modified by. numberOfUnit : integer The number of units in the property. Default value is 1. price : number The price of the unit. priceDate : string The date on which the current price was set. propertyDescription : string A description of the property. propertyTaxPercent : number The property tax for the property, given as a percent out of 100. Example: 3 propertyTaxYear : string The year on which the current property tax was set. Returns a null string if there is has not been a property tax on this property. propertyType : string The type of property. Takes one of the values listed below. Default value is "SingleFamily". Enum Values: SingleFamily Apartment Condominium Townhome Townhouse DetachedCondominium HighRiseCondo SiteCondo ManufacturedHousingDoubleWide ManufacturedHousingSingleWide Cooperative MultiFamily ManufacturedHousing ManufacturedHomeCondominium ManufacturedHousingMultiWide UnitDwelling_2_4 taxAssessment : number The tax assessment for the property. Returns 0 if there has not been a tax assessment. taxAssessmentYear : string The year the property tax assessment was completed. Returns null string if tax assessment was never completed. totalRooms : integer The total number of rooms in the property. yearBuilt : integer The year the property was built. rate : number rate is used to filter your search by a single rate. Example: "rate": 3.5 filter for only a 3.5% rate "rate": 4.125 filter for a 4.125% rate   Leaving rate null, or not sending a rate in the payload, will return all rates. rateGridIds : Array[ObjectId] This field is used to filter narrowly by a strict product using a grid ID of ObjectId objects. The ObjectId objects can contain, for instance, an ID assigned to a bank. Thus, you can pass an array of ObjectId objects containing the IDs of Bank of America and Wells Fargo. This will return rates only for Bank of America and Wells Fargo. This field should be left empty to return all. Similar to ratePeriodIds and rateProgramIds fields. Example: In the FNMA Product, if you only want the "Rate Card" that is significant to a Conventional loan, enter the ID of this grid. ratePeriodIds : Array[ObjectId] This field is used to filter narrowly by a strict product using a grid ID of ObjectId objects. The ObjectId objects can contain, for instance, an ID assigned to a bank. Thus, you can pass an array of ObjectId objects containing the IDs of Bank of America and Wells Fargo. This will return rates only for Bank of America and Wells Fargo. This field should be left empty to return all. Similar to rateGridIds and rateProgramIds fields.   rateRange : DoubleRangeLeGt Object that specifies a range of rates to search for. Example: from: 2 to: 5   from : number null : boolean to : number rates : Array[number] requestId : string ID provided by the client that is used to track the client's requests across multiple API calls and third party services. If the client does not provide an ID, one will be auto generated by Lender Price. Example: "requestId": "606b73ff8a1e0e000187547a"   showAllDayLocksForInterpolatedRates : boolean Used in pricing interpolation. Set to True to show all day locks for interpolated pricing. Other pricing interpolation fields must be set accordingly. See Pricing Interpolation for more information. showDisqualify : boolean By default, only eligible products are returned. Empty results are returned for disqualified products. Use "True" to see all programs that did not qualify (ineligible products).  The default value is "False". showDisqualifyRules : boolean If set to "True", it will return an explanation of why the product was disqualified. Result will be a String array. By default the value is "False". showInterpolatedPricing : boolean Used in pricing interpolation. Set to True to show the interpolated pricing in the results. For more information on using pricing interpolation in a pricing search, see Pricing Interpolation. showPayeeDetail : boolean Set to True to show the payee detail. Default is False. showUnmatchCompPlan : boolean If set to True, search results will return an explanation of why the product did not match the compensation plan. The result will be a String array. Default value is False. skipAdjustments : boolean Only set this field to "True" to see base pricing without any adjustments applied. Default value is "False". targetInterpolatedPrices : Array[number] targetUndiscountedPrice : number termsCriteria : Array[integer] Accepts an array of integer values to search for a term length,  in years. To change years to months, set the boolean to "True". Example: "termsCriteria": [30] Search for a 30 year term loan. "termsCriteria": [25, 30, 35, 40] Search for loan terms of 25, 30, 35, or 40 years.   termsInMonths : boolean useApplicationDateAsPricingDate : boolean useCurrentBasePricing : boolean useExternalCompensation : boolean varLoanTypeCriteria : Array[string] Specifies the type of ARM product you want to search  Enum values: "_1_1" "_2_1" "_3_1" "_5_1" "_5_2" "_5_5" "_7_1" "_7_2" "_10_1" "_3_6" "_5_6" "_7_6" "_10_6"   Examples: _3_1 searches for a 3/1 ARM product _5_1 searches for a 5/1 ARM Product _7_6 searches for a SOFR 7/6m To return all products, you can either pass all enum values or none. A null list is same as all values. rateProgramIds : Array[ObjectId] This field is used to filter narrowly by a strict product using a grid ID of ObjectId objects. The ObjectId objects can contain, for instance, an ID assigned to a bank. Thus, you can pass an array of ObjectId objects containing the IDs of Bank of America and Wells Fargo. This will return rates only for Bank of America and Wells Fargo. This field should be left empty to return all. Similar to rateGridIds and ratePeriodIds fields.

Sample Data

JSON curl --location -g --request POST '{{protocol}}{{pricingApiHost}}/rest/pricing/multisearch/{{userId}}' \
--header 'secret: {{token}}' \
--header 'companyid: {{companyId}}' \
--data-raw '{
    "date": null,
    "companyId": "{{companyId}}",
    "criteria": {
        "purchasePrice": 500000,
        "loanAmount": 400000,
        "lineAmount": 0,
        "rehabBudget": 0,
        "drawAmount": 0,
        "subordinateLoanAmount": 0,
        "pmiType": "None",
        "monthlyIncome": "5000.00",
        "monthlyDebt": "2150.00",
        "loanYear": 30,
        "loanPurpose": "Purchase",
        "loanType": "Fixed",
        "mortgageType": null,
        "mortgageTypes": [
            "Conventional"
        ],
        "propertyUse": "PrimaryResidence",
        "ownProperties": 0,
        "specialMortgageOptions": [],
        "fundingFeeFinanced": "YES",
        "inclusive": false,
        "varaiableLoanTypes": [],
        "fico": 760,
        "downPaymentAmount": 0,
        "isFirstLienSame": "",
        "escrowWaiver": false,
        "lenderFeeWaiver": true,
        "compensationType": "LenderCompPlan",
        "lienPriorityType": "FirstLien"
    },
    "rateRange": {
        "@class": "com.cre8techlabs.entity.range.DoubleRangeLeGt",
        "from": null,
        "to": null
    },
    "property": {
        "address": {
            "longitude": null,
            "latitude": null,
            "censustract": "06037",
            "street": "",
            "streetCont": "",
            "city": "Pasadena",
            "zip": "91101",
            "zipExt": "",
            "state": "CA",
            "province": "",
            "county": "06037",
            "countyName": "",
            "country": "US"
        },
        "propertyType": "SingleFamily",
        "numberOfUnit": 1,
        "attachmentType": null
    },
    "brokerCriteria": {
        "displayConventionalRate": false,
        "minimunCompensation": null,
        "maxCompensation": null,
        "overrideExistingComplan": false,
        "compPlan": null,
        "qmFilterLimit": null,
        "rateTypes": [],
        "sortView": "LenderPaid",
        "businessSourceType": "BST_NA",
        "divisionSourceType": null,
        "feeServicer": null,
        "feeServicerList": [],
        "dayLocks": 30,
        "dayLocksList": [
            14,
            15,
            21,
            30,
            45,
            60,
            90
        ],
        "ausList": [
            "None",
            "LP",
            "DU"
        ],
        "closingCostRange": {
            "@class": "com.cre8techlabs.entity.broker.BrokerCriteria$RangeClosingCost",
            "from": null,
            "to": null,
            "closestToPar": false,
            "infinite": true
        },
        "searchContext": {}
    },
    "accessCriteria": {
        "marketPlaceSearch": false,
        "companyIds": []
    },
    "filter": {
        "programNames": [],
        "productCode": []
    },
    "showDisqualify": false,
    "showDisqualifyRules": true,
    "showUnmatchCompPlan": false,
    "rateGridIds": [],
    "ratePeriodIds": [],
    "miCriteria": {
        "miCompanyId": null,
        "miCompanyName": null,
        "amortizationType": "FullyAmmortized",
        "loanType": "Fixed",
        "duLpDecision": "DU_Approve_Eligible",
        "buyDownPercent": "None",
        "originationChannel": "Retail",
        "loanProgram": null,
        "renewalType": "Constant",
        "paymentPlan": "EZMonthly",
        "paymentType": "Monthly",
        "coBorrowerFicoScore": null,
        "varaiableLoanType": null,
        "numberOfDeferredPayments": 0
    },
    "closingCost": {
        "closingCostGroup": [],
        "settlementCost": {
            "origination": {
                "othersLabel": "Fee",
                "others": 0,
                "underwritingLabel": "Underwriting",
                "underwriting": 0,
                "administrationLabel": "Administration Fee",
                "administration": null,
                "lenderCreditLabel": "Lender Credit",
                "lenderCredit": null,
                "total": 0
            },
            "titleService": {
                "overrideTitle": false,
                "titleInsuranceLabel": "Title Insurance Cost",
                "titleInsurance": null,
                "borrowerTitlePaidPercentLabel": "Borrower Title Insurance Percent",
                "borrowerTitlePaidPercent": 0.5,
                "overrideEscrow": false,
                "escrowCostLabel": "Escrow Cost",
                "escrowCost": null,
                "borrowerEscrowPaidPercentLabel": "Borrower Escrow Cost Percent",
                "borrowerEscrowPaidPercent": 0.5,
                "notarySignLabel": "Notary Sign",
                "notarySign": 145,
                "total": 145
            },
            "thirdPartyServices": {
                "appraisalLabel": "Appraisal",
                "appraisal": 500,
                "taxServiceLabel": "Tax Service",
                "taxService": 0,
                "creditReportLabel": "Credit Report",
                "creditReport": 0,
                "floodCertificationLabel": "Floor Certification",
                "floodCertification": 12,
                "overnightLabel": "Overnight",
                "overnight": 16,
                "recordingLabel": "Recording",
                "recording": 85,
                "total": 613
            },
            "closingCostGroup": [],
            "total": 758
        },
        "useClosingCost": false,
        "useCompanyDefaultClosingCost": false,
        "useErnstCost": false,
        "allowErnstQuote": false,
        "total": 758
    },
    "rate": null,
    "maxListingPerRate": -1,
    "skipAdjustments": false,
    "name": null,
    "termsCriteria": [
        30
    ],
    "loanPurposeCriteria": [
        "Purchase"
    ],
    "loanTypeCriteria": [
        "Fixed"
    ],
    "varLoanTypeCriteria": [],
    "code": "FLEX"
}'

The response body is of type MultiCriteriaSearchResultDTO.

Sample Response:

Overview

MultiCriteriaSearchResultDTO

Sample Data

Header:
cURL Body: 
{
   "dataEventId": "606b73ff8a1e0e000187547b-66230",
   "baseSearch": {
     "id": "606b73ff8a1e0e0001875471",
     "allowModifiedDate": true,
     "titleVendorQuestions": [],
     "useExternalFees": true,
     "showTitleQuestion": true,
     "debugLevel": "WARNING",
     "pricingOrigin": "ApiPricing",
     "companyId": "55afea6ee4b04b10ed2d6a12",
     "criteria": {
       "id": "606b73ff8a1e0e0001875476",
       "purchasePrice": 500000,
       "loanAmount": 400000,
       "rehabBudget": 0,
       "totalLoanAmount": 0,
       "computeApr": true,
       "totalLoanAmountByMortgageType": {
         "Conventional": 400000
       },
       "subordinateLoanAmount": 0,
       "pmiType": "None",
       "monthlyIncome": 5000,
       "monthlyDebt": 2150,
       "lineAmount": 0,
       "drawAmount": 0,
       "appraisedValue": 0,
       "isFirstLienSame": "",
       "employeeLoan": "",
       "loanYear": 30,
       "loanPurpose": "Purchase",
       "loanType": "Fixed",
       "paymentInterestType": "FullPITI",
       "mortgageTypes": [
         "Conventional"
       ],
       "mortgageLimitMapByYear": {
         "2021": {
           "mortgageLimit": "Conforming",
           "fhaMortgageLimit": 822375
         }
       },
       "highBalanceCountyMappedByYear": {
         "2021": true
       },
       "mortgageLimitForLatestYear": {
         "mortgageLimit": "Conforming",
         "fhaMortgageLimit": 822375,
         "year": 2021,
         "conventionnalLoanLimitAmount": 548250,
         "matchingCountyLoanLimit": 822375,
         "countyLoanLimit1Unit": 822375,
         "countyLoanLimit2Unit": 1053000,
         "countyLoanLimit3Unit": 1272750,
         "countyLoanLimit4Unit": 1581750
       },
       "mortgageLimit": "Conforming",
       "fhaMortgageLimit": 822375,
      "propertyUse": "PrimaryResidence",
       "ownProperties": 0,
       "veteranType": "Active_Or_Veteran",
       "vaUsageType": "First_Use",
       "ufmipFinanced": "YES",
       "fundingFeeFinanced": "YES",
       "propertyValuationType": "Full_Appraisal",
       "calculatedfeeAmount": 0,
       "calculatedFeeByMortgageType": {},
       "affinityCode": "",
       "affinityCodes": [],
       "specialMortgageOptions": [],
       "inclusive": false,
       "varaiableLoanTypes": [],
       "fico": 760,
       "cemaIndicator": false,
       "downPaymentAmount": 0,
       "lienPriorityType": "FirstLien",
       "compensationType": "LenderCompPlan",
       "totalLoanAmountByVaType": {},
       "subordinate": false,
      "loanDownPayement": 0,
       "valueOfCollateral": 500000,
      "highBalanceCounty": true,
       "ltv": 0.8,
       "lenderFeeWaiver": true,
       "escrowWaiver": false,
       "cltv": 0.8,
       "dti": 0.43,
       "loanDownPayment": 0,
       "hcltvDrawAmount": 0,
       "hcltvLineAmount": 0
     },
     "property": {
       "id": "606b73ff8a1e0e0001875477",
       "allowModifiedDate": true,
       "creationDate": "2021-04-05T20:33:03Z",
       "modifiedDate": "2021-04-05T20:33:03Z",
       "address": {
         "longitude": null,
         "latitude": null,
         "censustract": "06037",
         "street": "",
         "streetCont": "",
         "city": "Pasadena",
         "zip": "91101",
         "zipExt": "",
         "state": "CA",
         "province": "",
         "county": "06037",
         "countyName": "LOS ANGELES",
         "country": "US",
         "countyFips": "06037",
         "stateFips": ""
       },
       "propertyType": "SingleFamily",
       "numberOfUnit": 1,
       "bedrooms": 0,
       "bathrooms": 0,
       "finishedSqFt": 0,
       "lotSizeSqFt": 0,
       "lotSizeAcre": 0,
       "yearBuilt": 0,
       "mls": "",
       "totalRooms": 0,
       "propertyDescription": "",
       "price": 0,
       "priceDate": "",
       "hoa": 0,
       "taxAssessment": 0,
       "taxAssessmentYear": "",
       "propertyTaxPercent": 0,
       "propertyTaxYear": "",
       "lastSoldPrice": 0,
       "lastSoldDate": "",
       "jsonImages": [],
       "links": [],
       "forSale": false,
       "features": [],
       "constructions": [],
       "facts": []
     },
     "brokerCriteria": {
       "id": "606b73ff8a1e0e0001875478",
       "allowModifiedDate": true,
       "creationDate": "2021-04-05T20:33:03Z",
       "modifiedDate": "2021-04-05T20:33:03Z",
       "searchContext": {},
       "overrideExistingComplan": false,
       "rateTypes": [],
       "view": "LenderPaid",
       "businessSourceType": "BST_NA",
       "feeServicerList": [],
       "rangeComplan": {
         "@class": "com.cre8techlabs.entity.range.DoubleRangeGeLe",
         "from": null,
         "to": null
       },
       "sortStrategy": "APR",
       "priceBucketList": [],
       "resultPerBucket": 1,
       "dayLocks": 30,
      "dayLocksList": [
         15,
         30,
         45,
         60,
         75,
         90
       ],
       "ausList": [
         "None",
         "LP",
         "DU"
       ],
       "ausIndicator": "",
       "closingCostRange": {
         "@class": "com.cre8techlabs.entity.broker.BrokerCriteria$RangeClosingCost",
         "from": null,
         "to": null,
         "closestToPar": false,
         "infinite": true
       },
       "displayConventionalRate": false
     },
     "accessCriteria": {
       "id": "606b73ff8a1e0e0001875479",
       "marketPlaceSearch": false,
       "includeMonthlyPaymentDetail": false,
       "dataLog": true,
       "companyIds": [],
       "companyMap": {},
       "ratePeriodMap": {},
       "overrideNode": 25,
       "fieldsToRemove": []
     },
     "miCriteria": {
       "miCompanyId": null,
       "miCompanyName": null,
       "amortizationType": "FullyAmmortized",
       "loanType": "Fixed",
       "duLpDecision": "DU_Approve_Eligible",
       "buyDownPercent": "None",
       "originationChannel": "Retail",
       "loanProgram": null,
       "renewalType": "Constant",
       "paymentPlan": "EZMonthly",
       "paymentType": "Monthly",
       "coBorrowerFicoScore": null,
       "varaiableLoanType": null,
       "monthlyPlanRefundable": false,
       "singlePlanRefundable": false,
       "borrowerNonTraditionalCredit": false,
       "coBorrowerNonTraditionalCredit": false,
       "borrowerSelfEmployed": false,
       "coBorrowerSelfEmployed": false,
       "buydownUpfrontAmount": null,
       "needCoBorrower": false,
       "initialPremiumAtClosing": "Deferred",
       "rateQuoteAllProductIndicator": false,
       "rateQuoteProductComparisonIndicator": false,
       "miPremiumFinancedIndicator": false,
       "premiumRatePlanType": "Level",
       "miRateSource": null,
       "numberOfDeferredPayments": 0
     },
     "dynamicPropertiesMap": {},
     "rateGridIds": [],
     "rateProgramIds": [],
     "ratePeriodIds": [
       "5f458ed9ce8ad000019132cc"
     ],
     "investors": [],
     "investorIds": [],
     "test": false,
     "skipAdjustments": false,
     "filter": {
       "programNames": [],
       "productCode": []
     },
     "globalGroupAdjustmentMap": {},
     "showDisqualify": false,
     "showDisqualifyRules": true,
     "sortAscPoints": true,
     "showUnmatchCompPlan": false,
     "feeCriteria": {},
     "closingCost": {
       "closingCostGroup": [],
       "settlementCost": {
         "origination": {
           "othersLabel": "Fee",
           "others": 0,
           "underwritingLabel": "Underwriting",
           "underwriting": 0,
           "administrationLabel": "Administration Fee",
           "administration": null,
           "lenderCreditLabel": "Lender Credit",
           "lenderCredit": null,
           "total": 0
         },
         "titleService": {
           "overrideTitle": false,
           "titleInsuranceLabel": "Title Insurance Cost",
           "titleInsurance": null,
           "borrowerTitlePaidPercentLabel": "Borrower Title Insurance Percent",
           "borrowerTitlePaidPercent": 0.5,
           "overrideEscrow": false,
           "escrowCostLabel": "Escrow Cost",
           "escrowCost": null,
           "borrowerEscrowPaidPercentLabel": "Borrower Escrow Cost Percent",
           "borrowerEscrowPaidPercent": 0.5,
           "notarySignLabel": "Notary Sign",
           "notarySign": 145,
          "total": 145
         },
         "thirdPartyServices": {
           "appraisalLabel": "Appraisal",
           "appraisal": 500,
           "taxServiceLabel": "Tax Service",
           "taxService": 0,
           "creditReportLabel": "Credit Report",
           "creditReport": 0,
           "floodCertificationLabel": "Floor Certification",
           "floodCertification": 12,
           "overnightLabel": "Overnight",
           "overnight": 16,
           "recordingLabel": "Recording",
           "recording": 85,
           "total": 613
         },
         "closingCostGroup": [],
         "total": 758
       },
       "useClosingCost": false,
       "useCompanyDefaultClosingCost": false,
       "useErnstCost": false,
       "allowErnstQuote": false,
       "total": 758
     },
     "multiSearchClosingCostList": [],
     "showInterpolatedPricing": false,
     "targetInterpolatedPrice": 0,
     "showAllDayLocksForInterpolatedRates": false,
     "rates": [],
     "rateRange": {
       "@class": "com.cre8techlabs.entity.range.DoubleRangeLeGt",
       "from": null,
       "to": null,
       "null": true
     },
     "maxListingPerRate": -1,
     "computedExpirationDate": "2021-05-06T06:59:59Z",
     "showPayeeDetail": false,
     "loanAmountCriteria": [
       400000
     ],
     "termsCriteria": [
       30
     ],
     "loanPurposeCriteria": [
       "Purchase"
     ],
     "loanTypeCriteria": [
       "Fixed"
     ],
     "varLoanTypeCriteria": [],
     "titleVendors": [],
     "requestId": "606b73ff8a1e0e000187547a",
     "loanPurpose": {
       "values": [
         "Purchase"
       ],
       "type": "com.cre8techlabs.entity.rate.LoanPurpose"
     },
     "loanType": {
       "values": [
         "Fixed"
       ],
       "type": "com.cre8techlabs.entity.rate.LoanType"
     },
     "amortizationType": {
       "values": [
         "_1_1",
         "_2_1",
         "_3_1",
         "_3_6",
         "_5_1",
         "_5_2",
         "_5_5",
         "_5_6",
         "_7_1",
         "_7_2",
         "_7_6",
         "_10_1",
         "_10_6"
       ],
       "type": "com.cre8techlabs.entity.rate.VaraiableLoanType"
     },
     "mortgageTypes": {
       "values": [
         "Conventional"
       ],
       "type": "com.cre8techlabs.entity.rate.MortgageType"
     },
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